How Lenders are Reacting to the 2026 Federal Budget, Trust Policies, and Rate Hikes
At Tenfold Property Finance, we closely monitor how Australia’s major banks and lenders adjust their policies in response to economic shifts. Following the recent 2026–27 Federal Budget and the Reserve Bank’s latest cash rate decision, the lending landscape is moving quickly. To give you a clear picture of how the market is adapting, we have […]
Is an Interest-Only Loan Right for Your Investment Property Portfolio?
Interest-only loans offer lower repayments and tax advantages for property investors — but they come with trade-offs. We break down when an IO loan makes sense and when it doesn’t.
How to Use Equity to Buy an Investment Property in Australia
If you own a home or investment property, you may already have the deposit for your next purchase sitting in your equity. Learn how usable equity works, how to access it, and how to structure it correctly for investment.
Investment Property Loan Rates vs Owner-Occupier Rates: What’s the Difference?
Investment property loan rates in Australia are consistently higher than owner-occupier rates. We explain why the gap exists, how large it is, and how to get the most competitive rate for your investment loan.